What is travel insurance?
Travel insurance is an insurance policy that protects your investment in a trip. It reimburses you for the financial losses of a cancelled or interrupted trip, as well as for emergency medical care during the trip, emergency evacuation, damage to a rental car, lost luggage and more. The medical care component is essential in a country like Canada. Out-of-province care costs more and provides less than in the patient's home province.
Travel insurance takes many forms. It can be purchased as an individual policy or as an add-on to a travel purchase, such as a flight. It can even be included as part of a credit card benefit when you use yours to purchase travel.
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