Faster approvals. Smarter Coverage. And it all starts at $8/month.
With Emma, life insurance is simple! Designed for busy parents. Insure your family in a few minutes and protect the future of those you love the most.
Emma offers you a personalized, simplified and fully online approach. Would you like that?
Get a quote and apply in minutes. Get same-day coverage on affordable policies to protect your loved ones. No medical exams or blood tests, just answer a few health questions online.
After working with hundreds of moms, we noticed that no life insurance was adapted to the reality of young families. So we decided to create a special one just for them.
Emma’s life insurance stands out from other insurance companies with a simplified questionnaire of about 20 questions, many of which include the reality of a pregnant woman, access to chat every day from 9 a.m. to 9 p.m., and one of the best prices on the market.
Emma makes it easy for young parents to obtain their life insurance coverage.
Here’s an example of life insurance protection based on the profile of a healthy, 30-year-old non-smoking woman.
Life insurance is crucial to financially protect your family. It allows you to leave a tax-free amount in the event of your death. Life insurance can also be used to cover a mortgage, car loan or personal loan.
At Emma, we offer an effective online solution, and it won’t cost you more to find your life insurance with us. The price will be the same whether you buy with Emma, from another broker or directly from the insurer.
Here are the 3 easy steps:
Emma ranks among the best prices on the market for young parents.
Beneficiaries can receive life insurance after the death of the insured. The first step is to send the supporting documents to the life insurance company so that they can process the application.
An insurance company must pay out the sum insured within 30 days of receiving information supporting the death of the insured. These supporting documents are:
Life insurance provides you with protection in the event of death. It takes the form of a contract in which an insurer undertakes to pay you the sum insured in exchange for a premium paid monthly or annually.
If you want information about life insurance, Emma is here. You can use our calculator to get the minimum amount of life insurance you need to protect your family.
How can I proceed?
Whatever your situation, our team will make sure there’s a life insurance product that suits your needs.
Life insurance is a financial instrument that allows the insured to obtain financial protection to financially safeguard his loved ones in the event of death.
Note that there are several different types of term and permanent life insurance.
A life insurance policy can provide a large amount of money at a reasonable cost. Yet, according to one study, more than half of people think that term life insurance is more expensive than it is. Find out your life insurance needs and calculate your price.
Several factors will affect the price of your life insurance premium. Like all types of insurance, life insurance is there to protect you in the event of an unexpected death. The higher your risk of death is, the more insurers will increase your premium. Here are some factors that affect your life insurance premium.
A U.S. Federal Reserve Board report released in 2019 shows that nearly 40% of adults would have trouble paying a $400 contingency amount, and 12% would be unable to pay that amount. The role of life insurance is to protect your loved ones who are affected by your financial situation.
There are many different types of people taking an insurance policy.
Whatever your situation, there is a life insurance product that suits your needs. Even if you don’t think you’ll leave anyone in the lurch in the event of your death, there are ways to make your life insurance benefit a foundation or museum, for example.
It is essential to deal with an insurer you trust and who is right for you. Most people will choose the cheapest insurer, but your insurer must meet your needs according to your situation.
At Emma, we are affiliated with all the major insurers in Canada. Therefore, you can choose the best life insurance in Canada with confidence.
To help you choose, we’ve put together a list of insurance companies. You can find life insurance companies such as Sun Life, Manulife, Empire Life, Canada Life Humania, iA Financial Group, iA Excellence, Canada Protection Plan, Desjardins, etc.