SSQ Insurance is one of the largest financial institutions in Canada, representing:
Founded in 1944 in Quebec City, SSQ Insurance is a mutual company that has always been committed to the community. With $12 billion in assets under management, SSQ Insurance is a flagship of the Quebec economy and one of the largest insurance companies in Canada.
Serving more than 3 million clients on a daily basis and employing over 2,000 people, SSQ is a leading figure in group insurance. SSQ Insurance is also known for its individual insurance products, investment products and property and casualty insurance.
SSQ Insurance is also a company born out of the grassroots, for whom cooperation is not only a goal, but also part of its DNA. SSQ Insurance was founded to counter the disparities between different social groups by offering them competitive tools.
In the event of the death of the insured, your life insurance coverage pays a tax-free amount to your beneficiaries. With this amount, you will be able to pay funeral expenses, leave an inheritance to your loved ones or pay off the debts left behind.a death is a distressing event in itself. Avoiding the financial inconveniences of a death can make it easier to get through the ordeal. Even if your employer-sponsored group insurance plan includes life insurance, it's important to make sure that it covers your needs in the event of accidental death.
Awards and honours
SSQ Insurance is proud of every award it receives, which is tangible proof of the efforts its employees make to offer the best for their clients.
Since its inception, SSQ Insurance has made it a priority to reconcile financial and economic issues with social and environmental concerns.
Donations and sponsorships
To celebrate its 75th anniversary in 2019, SSQ Insurance has allocated a special budget to the SSQ Insurance Foundation. The SSQ Foundation has donated more than $500,000 to 27 different organizations.
Mission and Values
The mission of the SSQ Foundation is to serve the interests of its members and clients by offering insurance products that will ensure their financial security. Their mission is to serve the interests of their members and clients by offering them insurance products that will ensure their financial security. This translates into quality, competitive services that will enable them to establish a financial strategy for their entire life.
SSQ Insurance is proud to include mutualism and cooperation in its management strategy. This is reflected in the election of a majority of its directors by its members.
With high-performance, easy-to-use tools and quality customer service, SSQ Insurance aims to offer a service that is accessible to all. This also includes access to information that is clear, intelligible and relevant to all.
Developing its expertise over the past 75 years, the company offers insurance products that are adapted to the needs of its clients. SSQ Insurance employs qualified people who are motivated by the work they do well, and by the efficiency and thoroughness that their clients deserve. Social CommitmentSSQ Insurance helps humanitarian and community organizations by providing financial support for a wide range of social projects and by encouraging its employees to give their time to these projects. IntegrityIn order to build long-term relationships based on trust with its clients, employees, members, partners and community, SSQ adheres to high standards with respect to labour standards and confidentiality.
SSQ Insurance is committed to offering products that truly meet the needs of its clients and to respecting the confidentiality of their personal information.
Life insurance is a type of coverage that provides for the payment of a tax-free amount of money to your beneficiaries in the event of the death of the insured. You can use this amount to cover the financial difficulties associated with this difficult event: funeral expenses, debts, or simply to leave a legacy to your heirs.
Although the group insurance offered by your employer often covers a large part of the costs associated with a death, it is wise to find out if personal life insurance could be beneficial to you.
SSQ Life Insurance offers three products: term life insurance, permanent life insurance and universal life insurance.
This is the most flexible insurance product at a low price. It is the most flexible insurance product at a low price and can be adapted to your personal or business needs over a period of 10 to 40 years. Traditional life insurance, its operation is simple: in the event of your death, your beneficiaries will receive a premium in the event of your death according to the amount you have chosen.
The advantages of a term life insurance:
Permanent life insurance provides lifelong protection for your loved ones.
With or without a cash value, you can choose to pay your insurance premiums for 20 years or until you turn 100.
The advantages of permanent life insurance:
SSQ Life Insurance offers three types of permanent life insurance coverage: Whole Life 20, Whole Life 100 and Term 100.
The Whole Life 20 insurance policy allows you to pay out the insurance contract after 20 years, providing lifetime protection for your loved ones.
Whole Life 100 is the perfect life insurance policy for business owners. It's designed to help you minimize the financial contingencies caused by the sudden loss of a partner.
With the tax-free death benefit, it's easier to keep your business going and plan for the surrender of shares.
In addition, some people use the guaranteed surrender values after the 10th year of your policy as compensation when a partner leaves for retirement.
Term 100 insurance meets the needs of more traditional permanent life insurance.
Regardless of your reality, Term 100 insurance is designed for people looking for simple and affordable comprehensive coverage.
Universal life insurance is insurance combined with a tax-sheltered savings product. It is designed to simplify your finances and increase the value of your estate.
The advantages of universal life insurance:
As a two-part product (life insurance and savings), universal life insurance adjusts to your needs.
First, you decide whether you want to pay your insurance premiums in an increasing or uniform manner:
Similarly, you can choose how the death benefit would be paid to your beneficiaries in the event of your death: