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Buy Life Insurance Online
between two loads of laundry. in bed on a sunday morning. when watching a series on Netflix. during your kid’s naps. while having a glass of wine. during your lunch break. while breastfeeding your baby.

Quick quotes. Fantastic advices. Transparent pricing. Protect your family like you should from $9/month.

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(In less than 2 minutes)
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Happy Customers

Marc-Antone Gallarno
Marc-Antone Gallarno
Translated
"Se prendre une assurance vie est tellement simple avec Emma et rend quelque chose de complexe en une expérience agréable et facile à faire! Une petite révolution! 💯"
"Buying a life insurance with Emma is so simple and makes something complex really easy! A small revolution! 💯"
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Josianne Fournier
Josianne Fournier
Translated
"J'ai adoré mon expérience, surtout avec la marmailles à la maison qui court et cri. Le clavardage est super facile! Grâce à Emma, j'aurais une assurance vie pour moi et mes enfants 🙂"
"I loved my experience, especially with the kids at home who run and scream. Chatting is super easy! Thanks to Emma, I will have life insurance for me and my children 🙂"
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Vincent Vachon
Vincent Vachon
Translated
"Wow ! Je suis plus que satisfait! J'ai obtenu mon assurance rapidement et à un super de bon prix sans même me déplacer! Je le recommande fortement, vous ne saurez pas déçu ! MERCI EMMA ! 😀"

"Wow! I am more than satisfied! I got my insurance quickly and at a great price without even moving! I highly recommend it, you will not be disappointed! Thanks Emma! 😀"

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Isabelle Fortin
Isabelle Fortin
Translated
"Franchement formidable. J'ai fait ma soumission pendant la sieste de ma fille, et j'ai reçu mon contrat par la poste. Pas de déplacement, pas de perte de temps. ++ Super Service !! 😀"
"Frankly wonderful, I did my submission during my daughter's nap, and received my contract in the mail, no trip, no waste of time." ++ Super Service !! 😀"
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Insure your life.
It’s never been easier.

Everyday, we help many parents find the best family protection possible for them.

Learn more
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Online life insurance

Get the right insurance to meet your needs

If you are a student, a young parent or a business owner, protecting the people you love with an insurance is easier than ever.  

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Quality/Price solution

Starting at $9/month for a 10 year term life insurance of $100,000 (18 years old healthy non-smoking woman).

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No premium increase

Our technology tailors your cover to your needs and recommends cover amounts and prices accurately. No gotchas.

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Takes minutes, not days

Emma is the easiest way to find out what insurance you need and for how much.

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THE FASTEST ON THE MARKET

Online life insurance quote in only 2 minutes

See why thousands of Canadiens choose to buy their life insurance online with Emma.
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We are here for you

Talk to a certified expert, whenever you want to

Our experts in life insurance are available everyday from 9 AM to 9 PM. You can chat with them whenever you want to, they are there to help you.

"So simple for our crazy lives !! I was able to wash my dishes, read a story and put my kids to sleep for the night by completing my application, things I could not have done by having a broker in my kitchen! With competitive prices and more; I highly recommend!"

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Judith
Mom of 2 kids
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CLEAR AND SIMPLE EXPLANATIONS

Online term life insurance, what is it?

Prestation de décès - Emma

Death benefit

When you die, you will receive from your life insurance a certain amount of money, tax free, to help your loved ones with their financial obligations.

Durée du contrat - Emma

Contract term

Your protection will be in effect for the amount of time of your choice

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A UNIQUE LIFE INSURANCE OFFER

Online Life Insurance Just Got Easier

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No seller, no high pressure sales

Our certified life insurance experts are certified and employed. They are only here to help, so there is no pressure to buy.

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Best price on the market guaranteed

With Emma, your price is guaranteed. It doesn’t increase while aging or if your health deteriorates.

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Guaranteed refund

If you are not happy with your purchase, we will give you a full refund in the first 30 days. No questions asked, no worries.

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Available online

Find what you need online. At any moment, you can lower your protection without any worries.

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Trustworthy

First online insurance broker in Canada to comply to the AMF’s regulations.

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Cancel at any moment

You can cancel your contract for any reason. No questions asked.

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We got some press!

“Subscribe to a life insurance policy without leaving the house”

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“Emma solves a big problem! Getting the right information to protect our family and being able to do it online”

Vie de Parents

“Emma is on the verge of revolutionizing the life insurance industry with its secure chat platform”

Le Journal de l'assurance

“This online purchase process is completely different from online comparators”

FI Finance et Investissement

“Throughout the process, certified advisors are present to answer questions from customers”

Conseiller.ca
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Make an impact

$25 to the Hospital Foundation of your community

Every child’s living environment is different. Some have greater resources than others.

This is why with any purchase of life insurance products we'll give $25 to the Hospital Foundation of your community. We believe that every sick child deserves the best care so that they, too, can pursue their dreams.

Give where you live.
A new donation model created by Emma.

Make an impact